Annuities

There are several types of annuities. Fixed rate, indexed, and variable are the most common. We handle fixed and indexed annuities. Annuities can be used as great investments for their tax deferral benefits, and they are considered very low-risk because generally the principal is protected. The returns are typically lower than more risky investments, so we recommend them for older customers that are close to retirement age or beyond and don’t have a high tolerance for market downswings and losses. If you like the excitement of being in the stock market, fixed annuities are not for you. If you like to sleep comfortably at night without worrying about market fluctuations, you should look closer at an Annuity. Annuities can be passed along to loved ones hassle-free and can be used to avoid probate, at least making the process minimal.

Ask us today about our BONUS ANNUITIES that credit you with up to 7% interest for transferring your CDs, 401(k) Plan, I.R.A., or other monies into an Annuity with us. Whether your money is qualified or nonqualified, we can help you find the right (and safe) place to put it!